- ganesh.iyer@pcm.co.in
- portfoliocreditmanagement@gmail.com
- +91 44 4797 4526
Portfolio debt solution provider at ease
Portfolio Credit Management
Empowering your financial journey with tailored solutions, strategic insights, and unparalleled risk management.
About Us
Company Profile
At our core, we are firm believers in fostering enduring relationships and cultivating trust with our valued clients. Our commitment lies in establishing and nurturing long-term partnerships built on mutual respect, transparency, and reliability.
- Allocation of cases
- Tele calling & field visits
- Close follow up of cases
- Review mechanism
- Rendering solutions
- Dispute resolution
- OTS
- Payment reconciliation
- Escalation
Mission
We believe in long-terms relationships and in building trust with our clients.
Our main mission is to bring down delinquency, increase collection efficiency, adhere to policies and procedures and offer comfort to our clients.
Process
PCM does customize collection process to suit client's needs with appropriate procedurals including face-to-face negotiations. Our staffs accomplished negotiators and we often succeed in securing past dues from the debtors through negotiations.
Skip Tracing
Our Skip Tracing process involves tracking someone who owes money to the client but remains non traceable. Successful collection of a delinquent account requires locating the debtor. A debtor may relocate and/or have his communications disconnected, leaving creditors with no immediate means of contact. Skip tracing allows mostly the creditors to locate debtors through the expertise available to us.
- Allocation of cases
- Tele calling & field visits
- Close follow up of cases
- Review mechanism
- Rendering solutions
- Dispute resolution
- OTS
- Payment reconciliation
- Escalation
Consultancy
PCM offers expert and specialized legal opinions on Debt recovery and collection issues that may arise in India. We help our Clients in designing right strategy in respect of a particular delinquent account and offer our advice on all doubts, queries and issues relating to Debt recovery which includes suggesting remedies also. Our Consultancy Services can be availed through personal meetings, video conferencing and tele-conferencing also. We can review your consultancy requirements and put forward pricing proposals to suit your needs.
Recovery Process
Our Commercial Debt recovery services include case assessment, cordial negotiations, pre-litigation advice, and candid analysis of the relative risks and rewards of the litigation. Our approach to debtors is firm but friendly. On receipt of a recovery account it will be assigned immediately to a dedicated team of Recovery Professionals, who would handle the case right from beginning to end.
Fair Practice
We understand that the debtors are also the clients and therefore we believe in resolving the bad debt collection matters through friendly negotiations by using proven negotiation techniques. In the event of litigation becoming necessary we act quickly and effectively having regard to various legal options available, with the client s concurred approval
Our Infrastructure
Infrastructure & Manpower
- 5 seater office with common conference room
- Office is located in a business centre with a common reception area as well as full internet and power back-up
- Office is centrally located in Anna Salai, Chennai
- Hiring in progress team of telecallers, team leaders and executives
Testimonial
Managing Partner
R Ganesh Iyer
- A competent professional with overall 30 years of total experience.
- Experience of ~25 years in the entire gamut of operations inclusive of collections, audit, risk management and vendor management.
- Held senior positions in Citigroup, Indiabulls, Home Credit, Samunnati Finance, Natrust and Centrum Housing Finance Ltd.
- Handled crucial portfolios in Cards collections and has exposure in HL and LAP collections.
- Handled mobile loan collections in Home credit with a large team size .
- Holds a Masters degree in Ichthyology and was with aquaculture management prior to Finance.
R Ganesh Iyer
Touch WIth Us
For Any Queries
- ganesh.iyer@pcm.co.in
- portfoliocreditmanagement@gmail.Com
Landline Number :
+91 44 4797 4526
Phone Number :
+91 9940350417
Address:
C1, No. 624, Anna Salai 4th Floor, Khivraj Building Near Gemini Flyover Chennai - 600 006